ALTA Survey vs Boundary Survey: Key Differences

Land surveyor performing fieldwork for ALTA survey along roadside in winter conditions"

Thinking about buying or developing property? You’ve probably come across terms like “ALTA survey” and “boundary survey.” They sound similar, but they serve different purposes—and knowing the difference can save you time, money, and a lot of legal headaches.

Let’s break it down in plain English so you know exactly which survey you need (and when).

First Things First: Why Are Land Surveys Even Important?

Whether you’re building a fence, refinancing your commercial property, or selling a home, a land survey gives you a crystal-clear view of where your property begins and ends. It’s more than just drawing lines on a map—surveys confirm legal ownership, reveal encroachments, and help you comply with zoning laws.

What is an ALTA Survey?

An ALTA/NSPS Land Title Survey (a mouthful, we know!) is the gold standard for commercial property surveys. It follows nationwide guidelines created by the American Land Title Association (ALTA) and National Society of Professional Surveyors (NSPS).

Think of an ALTA survey as the VIP version of a land survey. It covers:

  • Exact property boundaries
  • Locations of buildings, fences, and utilities
  • Easements and access rights
  • Flood zones and zoning classifications
  • Encroachments that could affect title insurance

When do you need one? If you’re buying or refinancing commercial property and working with a lender or title company, an ALTA survey is usually required.

What is a Boundary Survey?

Now let’s talk about boundary surveys—the practical, no-frills cousin of the ALTA survey. This type of survey is typically used for residential purposes or basic land disputes.

A boundary survey will:

  • Identify the edges of your property
  • Mark the corners (often with stakes or rebar)
  • Create a basic map of the land’s dimensions

Use this survey if you’re building a fence, resolving a neighbor dispute, or simply confirming where your land ends.

So, What’s the Real Difference Between the Two?

Here’s a quick side-by-side:

FeatureALTA SurveyBoundary Survey
Best forCommercial propertiesResidential properties
Level of detailVery high (structures, easements)Basic (just boundaries)
Used byLenders, title insurersHomeowners, private landowners
Cost$2,000 – $5,000+$500 – $2,000
Time to complete2–3 weeks1–2 weeks
Legal weightRequired for title insuranceUsed in local disputes and zoning

Which One Should You Choose?

Here’s a simple way to decide:

Pick an ALTA survey if you’re:

  • Dealing with a bank, lender, or title company
  • Buying commercial real estate
  • Needing comprehensive legal documentation

Go with a boundary survey if you’re:

  • A homeowner preparing for a small project
  • Involved in a dispute with a neighbor
  • Just want to know your property lines

Do They Cost the Same? Not Quite.

ALTA surveys are more detailed and labor-intensive, so expect a bigger bill—often between $2,000 and $5,000+. Boundary surveys are simpler and generally range from $500 to $2,000, depending on the size and complexity of your land.

Who Should You Hire?

Only a licensed land surveyor can legally conduct either type. Be sure to ask:

  • Are you licensed in this state?
  • Do you specialize in ALTA or boundary surveys?
  • Can I see a sample of your past work?
  • What’s included in your final report?

Final Thoughts: It All Comes Down to Purpose

ALTA surveys and boundary surveys both serve important roles, but they’re designed for different situations. Understanding the difference helps you avoid unnecessary expenses and ensures your project (or transaction) stays on solid legal ground.

If you’re ever unsure which one you need, talk to a licensed land surveyor. They’ll point you in the right direction—no compass needed.

FAQs: Quick Answers for Property Owners

1. Is a boundary survey enough for selling my home?
Usually, yes. But if there’s lender involvement or title insurance, you might need an ALTA survey.

2. Can I skip the survey if I have an old one?
Only if your land hasn’t changed—and even then, it’s risky. Laws and land use can shift.

3. Do I need a survey for a fence?
Yes. A boundary survey will help you avoid building on your neighbor’s property.

4. How long does a survey stay valid?
Most surveys are valid for about 5–10 years, but it’s best to update if you’re making changes.

5. What happens if my neighbor disputes my lines?
Get a new boundary survey and seek legal advice if the conflict escalates.

6. Why are ALTA surveys so expensive?
Because they involve extensive detail, legal documentation, and coordination with multiple parties.

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